Privacy Policy

The Processing Centre, Inc, is committed to protecting the privacy and security of our customers' personal information and ensuring the accuracy of such information. We collect and maintain information about you to enable us to complete your loan transaction, conduct our business in a manner consistent with federal and state laws and regulations, provide you with information and offers on products to meet your future needs, and satisfy legal requirements. We will give you a new Customer Privacy Statement whenever we change our privacy policies or practices.

This Customer Privacy Statement describes and explains how

• THE PROCESSING CENTRE, INC. collects and uses your personal information;
• THE PROCESSING CENTRE, INC. maintains the confidentiality and accuracy of such information;
• You can limit the communication of your non-public personal information by THE PROCESSING CENTRE, INC.; and
• You can verify the accuracy of information regarding your transaction.

How We Obtain Personal Customer Information.

In conducting our business, we collect and maintain various types of information about our customers. If we are unable to obtain such information from you, we may be prevented from providing you with a service and/or may be compelled to terminate a service that we are currently providing you. The types of information we collect and maintain include:

• Information that we receive directly from you in applications and other forms that you deliver to us, and from our communications with you. This may include information such as your address, telephone number, account numbers, Social Security numbers, assets, income, debt, etc.
• Information we compile from your transactions or experiences with us. This may include information such as your account balances, payment history, etc.
• Information we receive from other sources regarding your employment, credit or other relationship with them or verifying information you have given us. This may include information such as your employment history, loan and/or credit card payment history, loan or credit card balances, your property insurance coverage, appraisals of your residence, etc.
• Information we receive from credit bureaus regarding your credit history and creditworthiness (such as the amount of your total debt, your payment history, etc.).
• Information we obtain from public sources. This may include information contained in federal, state and local records such as recorded liens on your property, real estate taxes and assessments, tax liens, etc.
• In addition, we may assemble demographic or other information about you which is not assembled for the purpose of determining your eligibility for credit, insurance, employment, or any other product or service you request.
• Also, when you visit any of our websites, we may collect information to measure the use of our site and to assist us in improving the content of our site; however, we do not collect information about visitors to our websites unless you voluntarily choose to provide it. A "cookie" is a small marker that is left on your computer which can only be read by us and helps us better service your account the next time you visit our website. A "cookie" allows THE PROCESSING CENTRE, INC. to know that a visit has occurred within our site, and the pages that were viewed. THE PROCESSING CENTRE, INC. does not retain any of these cookies or store any cookies on your hard drive. Cookies are commonly used on websites and do not harm your computer. You can decide if and how your computer will accept a cookie by configuring your preferences or options in your browser.

How We Use Your Personal Information.

We use your personal information only for legitimate business purposes in a manner consistent with lending practices in compliance with applicable laws and regulations. We do not sell customer information (described above) to non-affiliated third parties for marketing purposes.